Offshore Lifestyle: From Detroit's Downfall to Dubai's Affluence—Why Americans Are Seeking a Better Future Abroad
- Steven Schaerer
- Nov 14, 2024
- 11 min read
Updated: Feb 6
Longer Life Expectancy, Lower Tax Rate, Lower Inflation, and Affordable Rent – Dubai Awaits!
"Many are stubborn in pursuit of the path they have chosen, few in pursuit of the goal." — Friedrich Nietzsche (1844–1900), German philosopher, cultural critic, and author.
America by the Numbers: According to data from NewsNation, "Generation X has the highest average debt with $9,255, according to data from credit reporting agency Experian followed by Baby Boomers ($6,648), millennials ($6,642), the Silent Generation ($3,375), and Generation Z ($3,266) followed."
In 1882, Friedrich Nietzsche famously declared, "God is dead."
To be clear, this was not a literal statement about the demise of God, but rather a profound observation of a world in transition. Nietzsche saw the collapse of old systems of meaning and belief, that were being replaced by new and uncharted paradigms.
142 years later in 2024, I find myself making a similar proclamation: "America is dead."
Like Nietzsche, this statement is not meant to be taken literally. America will not vanish into thin air like a magic trick—it will continue to exist, albeit in a form that will become increasingly unrecognizable and destabilized. The America that once symbolized success, dominance, and the attainable American Dream? That version is gone, and I personally believe that it's highly improbable we’ll ever see it return.
Here's what that horrific reality looks like in the modern era:
In fact, if you take a comprehensive look at the U.S.—from debt and inflation to wages and production—I forecast that the broader trajectory points toward significant decline rather than improvement. It is my contention that things will get a lot worse than they are today for the average American.
At scale, the evidence is tragically clear: the world hasn’t just caught up to the United States—it has surpassed it in almost every meaningful metric. Consider the data:
Belize, the Ivory Coast, Romania, and Fiji all boast higher levels of press freedom than the United States.
Latvia, Cyprus, Lithuania, and Mexico boast higher personal savings rates as a percentage of their income.
All women in China, Thailand, Greece, and Croatia enjoy at least 14 weeks of paid maternity leave or more.
Students in Malta, Italy, Portugal, and Spain outperform U.S. students in PISA math rankings.
Qatar, the UAE, Switzerland, and Norway have higher GDP per capita.
Singapore, Iran, Uruguay, and Malaysia provide more efficient and effective healthcare systems.
Costa Rica, Albania, Chile, and Kuwait report longer life expectancies.
Vietnam, Kazakhstan, Serbia, and Poland enjoy higher rates of homeownership.
The list is endless, and the obvious global conclusion is unavoidable.
While it is undeniable that a few pockets of opportunity still exist in America, they are rapidly dwindling and disappearing into the history books. Increasingly, your odds of finding success are becoming better and better outside the U.S. than within.
Nowhere is this reality more starkly evident than in Detroit, Michigan. Once known as the crown jewel of American industrial power, Detroit now stands as a somber symbol of a country in decline—a warning of what happens when a dominant system falters and fades.
While I am not here to comment on the fundamental causes, the time has certainly come to confront this harsh reality: the America of the past is no more. The world has moved on, and those who recognize this sobering fact will enjoy a significantly better quality of life across every quantifiable metric.
If you find yourself living in Detroit today—or just about anywhere in America—and you seek a better future for yourself or your family, it’s time to consider moving offshore. I do predict the continued economic deterioration of America and expect to see a significant rise in the number of Americans fleeing the Untied States for greener pastures abroad; a term I have coined "American economic refugees."
In contrast, Dubai, UAE (United Arab Emirates), offers unparalleled advantages compared to staying in Detroit, AKA the Motor City. With a significantly longer life expectancy, a tax-free income policy, lower inflation rates, and affordable luxury living, Dubai presents a lifestyle upgrade that’s genuinely hard to ignore.
After a thorough review of the data, being born in Dubai in 2024 offers significantly better prospects than in most parts of America—and the difference is stark.
From economic opportunities and safety to world-class infrastructure, Dubai outshines Detroit in almost every way imaginable. Let’s take a deep dive into why Dubai is the offshore destination that makes sense for 2024 and beyond.
The Harsh Reality of Detroit and America’s Rapid Decline
Detroit, once a shining symbol of American prosperity and innovation, has tragically become a cautionary tale of economic decline and mismanagement. In the early 20th century, Detroit stood as one of the wealthiest cities in the world, fueled by the booming automotive industry and a thriving middle class. It was a city of opportunity, where hard work could lead to success, and its influence shaped the American Dream.
But decades of industrial decline, population loss, and poor governance have transformed Detroit into a shadow of its former self. Famously the site of the largest municipal bankruptcy in U.S. history, Detroit now struggles with rampant crime, underperforming schools, and a heavy tax burden that stifles progress. Today, residents face a stark reality:
High Tax Rate: Up to 49% of individual income my be lost to a combination of federal, state, and local taxes.
High Crime Rate: Detroit boasts a globally high crime index rating of 19.98, reflecting one of the most dangerous cities in the U.S.
Pollution: A high pollution score of 61.5, contributing to declining quality of life and rampant health concerns.
Terrible Schools: Consistently low rankings in national education metrics with only 5% of Detroit eighth-graders proficient in reading in 2022.
Economic Collapse: Detroit’s 2013 municipal bankruptcy, the largest in U.S. history, left a legacy of deteriorating infrastructure and financial instability.
The Remarkable Rise of Dubai
In contrast to Detroit’s decline, Dubai’s transformation is a story of visionary leadership, strategic planning, and relentless ambition. Once a modest fishing village and trading post in the Arabian Gulf, Dubai lacked the natural resources and infrastructure that define many world-class cities today. As recently as the mid-20th century, its economy relied heavily on fishing, pearl diving, and small-scale trade, with little indication of the meteoric rise that lay ahead.
Everything changed in the 1960s when oil was discovered, providing the initial capital to fuel Dubai's development. However, unlike other oil-rich regions like Venezuela, Dubai’s leadership made a bold decision to diversify its economy early, ensuring that its prosperity would not be solely dependent on fossil fuels. Under the visionary guidance of Sheikh Rashid bin Saeed Al Maktoum and his successors, Dubai began investing in infrastructure, trade, and tourism.
Key Milestones in Dubai’s Transformation
Infrastructure Investment: The construction of Jebel Ali Port in the 1970s, the world’s largest man-made harbor, set the stage for Dubai to become a global trade hub. Similarly, Dubai International Airport has grown into one of the busiest and most connected airports in the world. Dubai is also home to the Burj Khalifa, the tallest skyscraper on the planet, symbolizing the city’s relentless ambition and engineering excellence.
Tourism and Luxury Development: From the iconic Burj Al Arab hotel to the sprawling Palm Jumeirah, Dubai positioned itself as a premier luxury destination, attracting millions of tourists annually. Its focus on creating a unique blend of modernity and cultural heritage has turned it into one of the world’s most sought-after travel destinations.
Economic Diversification: By creating free zones like Dubai Internet City and Dubai Media City, the emirate successfully attracted international businesses, fostering growth in technology, finance, and media. Dubai also emerged as a global gold trading hub, solidifying its reputation as a center for commerce and wealth management.
Global Financial Hub: Dubai became a tax-friendly environment, attracting multinational corporations, expats, and investors seeking a stable and business-friendly jurisdiction. Its robust gold market and thriving financial services sector make it a magnet for high-net-worth individuals and businesses.
Commitment to Excellence: Dubai’s strict safety standards, low crime rate, and world-class infrastructure have earned it recognition as one of the safest and most livable cities globally. Its commitment to innovation and excellence is reflected in its futuristic architecture, sustainable developments, and cutting-edge transportation systems.
Dubai, A Modern Metropolis
Today, Dubai stands as a world-class city and global powerhouse. Its economy thrives on tourism, trade, aviation, and financial services. Its skyline, adorned with architectural marvels, showcases human ingenuity and ambition. Dubai is not just a city—it’s a symbol of what visionary leadership and strategic planning can achieve.
But how do these contrasting stories of transformation compare visually?
Let’s start with Detroit, a city grappling with significant challenges. Here is what you get as a resident of Detroit paying an individual tax rate of up to 49% a year:
Now, let’s contrast that with Dubai—a first-world, modern city renowned for its cleanliness and innovation—where the individual tax rate is up to just 10% per year:
In other words...
Detroit (Option 1): Lose nearly 50% of your income to taxes while living in a collapsing city plagued by crime, poverty, and literal bankruptcy:
Dubai (Option 2): Keep 90% of your salary while enjoying life in a first-world, modern, international, and thriving city.
Let's pause for a second and reflect on a few questions.
At this point, which city would you rather live in Detroit or Dubai?
Which city do you think provides a healthier environment for raising a family?
Which city provides more economic opportunity and prosperity?
Still not convinced? Let's take a deep dive into the data...
America's Economic Collapse: A Quantitative Summary
Sadly, America’s ongoing decline isn’t confined to Detroit—it’s a nationwide phenomenon. The American landscape in 2024 presents a sobering reality of widespread economic and social challenges:
78% of Americans live paycheck to paycheck, struggling to cover basic expenses.
45% of people aged 18 to 29 are living at home with their families, unable to afford independence.
77% of U.S. households cannot afford a median-priced home, highlighting the dire state of housing affordability.
37% of Americans are considered "out of the labor force," reflecting a significant portion of the population disengaged from work.
57% of adults under 50 say they are unlikely to have children, signaling growing concerns about the future.
Once again, I are not predicting an improvement in any these trends. On the contrary, I foresee conditions in America continuing to worsen rather than improve. The America we grew up in and fondly remember is gone, and coming to terms with this reality is essential for success into the future. Accepting this new paradigm reveals that thriving in today’s world requires a fundamentally different way of thinking about life and no longer chaining yourself to the country you were born into.
But no, it’s not all doom and gloom. The modern key to success simply lies in looking beyond the artificial constraints of a single country's borders. The exciting part? To thrive in this new era, you’ll need to think globally and embrace the limitless opportunities available to you across a rapidly changing world. Dubai, as we recognize it today, didn't exist 30 years ago. Desperately clinging to any one country, even the US, as your sole option is no longer an assured path to success.
And I couldn’t be more excited about that.
These statistics underscore a critical truth: the importance of exploring new horizons and taking control of your future by actively considering offshore opportunities—such as Dubai, where the possibilities are endless.
The Dubai Difference: A Quantitative Summary
When examined through hard data, the contrast between Dubai and Detroit becomes even more striking. Let’s take a closer look at how these two cities compare on paper:
Metric: | Dubai, UAE | Detroit, USA |
Individual Tax Rate | Up to 10% | Up to 49% |
Crime Rate (Safety) | 84.44 (low crime) | 19.98 (high crime) |
Monthly Income | $4,274 USD | $3,147 USD |
Rent (1 BR Apartment) | $2,237 USD (city center) | $1,500 USD (city center) |
Pollution Index | 48.81 (moderate) | 61.5 (high) |
In just about every metric you can think of, Dubai is the clear winner; and it's not even close. Sadly, this doesn't just hold true for Detroit, but you could easily make similar arguments for most major US cities including San Francisco, Baltimore, Chicago, Atlanta, etc. Dubai beats every single one of them.
And, of course, here is the status quo in America:
Why Move Offshore to Dubai?
Dubai has become a magnet for global expats, with over 88% of its population now consisting of expatriates drawn by its unparalleled opportunities. Here’s why professionals and entrepreneurs from around the world are flocking to this dynamic city:
Financial Freedom: Dubai’s tax-friendly environment allows you to retain up to 90% of your income. Compare that to Detroit, where nearly half of your earnings may be taken in taxes.
World-Class Infrastructure: Dubai’s modern infrastructure rivals the best in the world. Its safe streets, clean environment, and futuristic architecture create an ideal setting for personal and professional growth.
Global Opportunities: Dubai is a global hub for business and innovation, attracting top talent and international corporations. Whether you’re seeking a job, starting a business, or investing, Dubai offers unmatched opportunities.
High Quality of Life: From world-class schools to exceptional healthcare and a vibrant cultural scene, Dubai ensures a high standard of living for its residents.
Yes, people from all over the world have already made the transition and are thriving in Dubai, enjoying the benefits of a modern, vibrant lifestyle. Here’s a glimpse of a happy couple happily living and prospering in Dubai:
Things to Know Before Moving to Dubai
Dubai is a vibrant and cosmopolitan city, but as a part of the United Arab Emirates (UAE), it has unique customs and laws that foreigners should be aware of to ensure a smooth transition. Here are some key things to keep in mind before making the move:
Public Displays of Affection: Avoid public displays of affection like hugging or kissing, as these can lead to legal consequences.
Social Media Use: Be cautious about what you post online. Defamation, slander, or posting photos or comments deemed offensive can result in hefty fines, deportation, or imprisonment under UAE cyber-crime laws.
Alcohol Consumption: Alcohol is permitted in licensed venues, but drinking in public or being intoxicated outside is illegal.
Ramadan Etiquette: During Ramadan, refrain from eating, drinking, or smoking in public during daylight hours, even if you're not fasting.
Prohibited Items: Certain items that may be legal in other countries, such as vaping products, e-cigarettes, or over-the-counter medications like some painkillers or antidepressants, may be restricted or require special permits in Dubai. Always check UAE customs regulations before bringing items into the country.
By respecting these norms, you’ll avoid common pitfalls and enjoy your time in Dubai.
Taking the First Step Toward a Better Future
Relocating offshore can feel overwhelming at first, but Dubai simplifies the process, making it both straightforward and accessible. Please note, the information in this blog reflects my personal opinion and should not be taken as legal advice. I strongly recommend consulting an attorney before making any decisions about moving abroad. To help you get started, here are some valuable resources:
Requirements to Move to Dubai: Wise Guide
Find Jobs in Dubai: Indeed Dubai
Apartments for Rent: Bayut Rentals
Flights to Dubai: Round-trip tickets start at $750 USD (for reference: the average monthly car payment in the United States is $734 for new vehicles)
Get a U.S. Passport: Apply Here
The Final Nail in the Coffin: America's Collapsing Life Expectancy
At the end of the day, is there any upside to living in Detroit? I couldn't find one, but here is one final grim statistic:
Life Expectancy:
Japan: 84 years
Switzerland: 84 years
Singapore: 83 years
Dubai: 79 years
USA: 77.5 years
Detroit: 69 years
Yemen: 69 years
Palestine: 69 years
Senegal: 68 years
In Detroit (and much of the US), not only do you face rampant crime, crumbling infrastructure, and high taxes, but the average life expectancy is also shockingly 10 years shorter than in Dubai. Far from being a silver lining, it’s a glaring indictment of Detroit's catastrophic failures.
To put Detroit's life expectancy of 69 years into perspective, it is roughly on par with the life expectancy in countries such as Yemen, Palestine, and Senegal—nations that have faced significant challenges, including political instability and devastating warfare.
Dubai, on the other hand, offers not just financial and lifestyle upgrades, but also the promise of a longer, healthier, and more fulfilling life.
I remain dedicated to shedding light on the harsh realities that others choose to ignore. The message is clear: take the opportunity to leave Detroit—and much of the U.S.—while you still can.
I'll ask one last time. Which city would you rather live in?
Detroit or Dubai?
Disclaimer: This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always do your own research and consult a professional before making decisions.
